Spread the word Share the rewards

Share all the benefits of AWNIC

You've already discovered the benefits of Insurance with us. So why not spread the word and refer a friend to AWNIC? We'll give you a referral points for every person who purchase an insurance policy with us.

  • Windscreen Damage

What is covered

We've got your back


Comprehensive Agency

All Comprehensive Benefits++

  • Agency repair
  • Off Road cover
  • Discounted International Driving License

Comprehensive Non Agency

All Third Party Benefits++

  • New-for-Old Cover
  • Car registration service
  • Emergency medical expenses & more

Third Party Liability

All Third Party Benefits++

  • Personal accidents benefits - Driver
  • Personal accidents benefits - Passenger
  • Bodily injury of Third Party
  • 24/7 Breakdown and Recovery service

What is covered

We've got your back


Fire & Theft Cover

Your hala policy has you covered in case your car was stolen or caught on fire.


Windscreen Damage

In tough cases where your car is damaged beyond repair, you'll be paid cash equal to your car's market value.


Replacement Car

We will cover up to AED 2m to fix the damages of other people's property in an accident you caused.


24/7 Roadside Assistance

In case a car accident you caused led to bodily injuries of other people, we will cover the hospital charges without any limits.

Check All Coverage

Sharing is Rewarding

Refer your friends and family members to join AWNIC and earn exciting rewards


Windscreen Damage Get AED 50 additional on each referral

Get additional AED 50 discount to share your family and friends. "Share Your Referral Code Now"

  • Windscreen Damage

Watch our friend referral program Video

Earn AWNIC points when your family and friends buy policies from AWNIC Insurance using your exclusive referral code.You get a unique friend referral code when you buy a policy with us. You can also access your unique referral code via the AWNIC customer portal & mobileapp.

  1. Applicable for eligible products only, please refer to terms & conditions.
  2. Only applicable for policies bought after 31 July 2022.

how does it work ?

Share your unique referral code with your family and friends.

They get a referral discount & on top of our best online offers when they use your code.

You'll earn AWNIC points if anyone uses your code. Earn maximum AWNIC points with no limit.

we'll let you know if your link was used, and when your AWNIC points reward will be credit to your account.

Our contact center are ready to guide you anytime.

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Al Wathba National Insurance Co. Al Wathba National Insurance Co.

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How to claim

Step 1
Login to your
Step 2
Tell us what
Step 3
Sit back, relax and
we will take care of everything