Employer’s Liability

Al Wathba Insurance offers Employer’s Liability Insurance as an extension under Workmen’s Compensation Insurance or as a standalone policy as per the requirements of customers

Employers’ Liability Insurance indemnifies the employers to pay compensation
which they are legally Liable required to pay under the Federal Decree Law No.33 of
2021 Law Common Law for any personal injuries or death by accident arising out of
and in the course of employment.

The Policy also pays for all costs and expenses incurred in defending any claim for compensation, but with the prior consent of the company. Standard limit of liability granted is Dhs.1,000,000 any one occurrence in the aggregate but limited to Dhs.200,000 per person per accident including all costs and expenses during the period of insurance.

The indemnity provided as compensation for damages and costs & expenses of litigation shall be as per UAE jurisdiction.

The Premium rate is applied on the Limit of Indemnity. The premium chargeable depends on the nature of work and the risk involved.

Quotation will be offered on submission of a duly completed proposal form to the company. For further details please call us on our telephone or ask for a call back.