Al Wathba Insurance


At Al Wathba Insurance, we’re your dedicated insurance partner, offering reliable solutions and personalized service to cover what matters most.

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Al Wathba Insurance Company

Al Wathba Insurance has become a Company of Choice in the UAE, holding ISO certifications in Information Security, Environmental and Quality Management Systems. The company was also recognized by the UAE Central Bank for its transformative digitized and smart technology for 2 consecutive years in 2018 & 2019 and was awarded the “Excellence in Digital Transformation and Smart Services”. In 2023, Al Wathba Insurance received the Silver Sheikh Khalifa Excellence Award (SKEA) in the Services Category for its commitment towards quality initiatives, operational excellence, digital transformation, and superior customer service. 


Meet the Al Wathba Insurance Family

The expertise and invaluable contributions of Al Wathba Insurance employees have been an instrumental driving force towards overall organizational growth.

Empowered by a diverse workforce filled with talent, commitment, and dedication, Al Wathba Insurance will always remain committed to creating lively and positive working environments for its employees, keeping an open-door communication policy, and including employees in the decision-making process. 

Additionally, Al Wathba Insurance is proud of leveraging its employees’ unique insights to improve the quality of its products, services, and customer interactions across the board.

Frederik Bisbjerg

Message from the CEO

Empowering Digital Transformation, Innovation, and Excellence.

Welcome to AWNIC,

At AWNIC, we believe in the power of simplicity and efficiency. As a boutique multi-line insurer, we pride ourselves on delivering unparalleled value across three key verticals:

1. Our commitment to being a one-stop shop for our customers means you can find every insurance product you might need in one convenient location.
2. We blend this convenience with cutting-edge digital technology, ensuring that you have 24/7 access to our hassle-free, self-serve services.
2. Trust is the cornerstone of our business. We are not just an insurer; we are a partner who stands by our words, paying claims on time, openly, and transparently.

We are proud to be the only insurer in the region offering a comprehensive suite of individual and SME products entirely online. This unique position allows us to serve you with the agility and efficiency you deserve.

Our financial strength places us amongst the top-5 in profitability, fueling our ambitious expansion plans and securing our commitment to your future.

As we navigate this journey, we want to extend our deepest gratitude to our partners, customers, and shareholders. Your trust and support are the bedrock of our success. Together, we look forward to a future of growth and prosperity, forging a path towards 2028 with anticipation and excitement.

Thank you for choosing AWNIC. Here’s to our shared journey ahead.


Al Wathba Insurance aims to reinforce its position in the UAE market as a major player, establishing itself as “The Company of Choice” through long term growth with profitability, prudent underwriting, risk management, and an innovative and complete product range offers provided by a unique service.


The Al Wathba Insurance corporate values are adopted by all members of its growing family. Fostering a culture of passion and excellence in all facets, Al Wathba Insurance continues to support and exude Professionalism, Reliability, Integrity, Determination, and Excellence.


To continuously provide first-class security and comfort through innovative and digitally empowering solutions.

working with excellence

Executive Management

Empowering Visions, Driving Success. Our people at Al Wathba Insurance are our most valuable assets; they are the faces of our organization.

Muralikrishnan R

Chief Finance Officer

Awni Manna

Chief Investment Officer

Edgar Dowson

Head of Distribution

Sirish Kumar

Head of Technical

Vikrant Mertia

Head of Motor

Kishore Sivaprakasam

Head of IT

Hassan Hadid

Legal & Compliance Manager

Pamela Bou Zeid

Head of Operations

Zeeshan Haider

Head of Marketing
& Communications

Aon Raza

Head of Transformation

Syed Amir

Head of Health

Abdulrahman Dodeen

Head of Reinsurance


We Would Love to Hear From You

Please don’t hesitate to reach out with any questions, concerns, or feedback you may have. Our dedicated team is here to assist you and provide the support you need for a seamless experience.


Head Office: Al Wathba Insurance Building, Najda Street, Abu Dhabi

Phone Number

600 54 40 40