- Alternative Accommodation Covers the cost of temporary accommodation, up to 80,000, if your home becomes uninhabitable due to covered incidents.
- Food in Freezers and Refrigerators due to breakdown Provides coverage of up to 2,500 for spoiled food in case of breakdowns in freezers and refrigerators.
- Replacement of Key Locks Does not cover the replacement of key locks.
- Tenants Improvements Includes coverage for improvements made by tenants, up to 10% of the insured amount, to protect their investments in the property.
- Occupational Death Provides 24 months of the worker’s last remuneration before death, with a minimum of 18,000/- and a maximum of 35,000/-
- Permanent Disability Percentage of Death benefits as per the specified scale.
- Loss of Wages (cash allowance) Covers up to 100% of the full salary for the first six months.
- Medical Expenses In addition to the basic Workers’ Compensation coverage, the employer can protect themselves against claims made by employees under Common/Sharia Law, up to a selected limit of indemnity. This limit typically ranges from 500,000 AED to 1 million and is provided through Employers’ Liability Insurance.
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