Terrorism
Loss or damage arising from terrorist acts, including fire, explosion and impact.
Sabotage
Deliberate acts intended to disrupt operations, infrastructure or economic activity.
Politically Motivated Riot & Civil Commotion
Riots or disturbances driven by political or ideological intent, beyond standard RSMD cover.
Insurrection, Rebellion & Revolution
Damage resulting from organised uprisings or attempts to overthrow governing authority.
Mutiny & Coup d’État
Loss arising from mutiny or sudden, unlawful seizure of power.
War & Civil War (Limited Buy‑Back)
Restricted and optional cover, subject to underwriting approval and sub‑limits.
Politically Motivated Malicious Damage
Arson or vandalism carried out for political or ideological reasons.
Standalone policy or dedicated Political Violence section
Aggregate and event limits aligned to asset values
Higher deductibles, reflecting catastrophic risk profile
Claims determined by intent and motivation, ensuring clarity at loss stage
Corporate headquarters and office portfolios
Industrial and manufacturing sites
Infrastructure, utilities and logistics hubs
High‑profile, strategically important or sensitive locations